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But from fee structures to device compatibility and support, there are some subtle and not-so-subtle differences between the mobile payment providers that business owners should know about before getting started.

Here's a look at pros and cons for four different mobile payment apps, and suggestions for who might want to consider using them: Square After launching in 2010, Square is one of the most popular mobile payments services, claiming to have more than 2 million users.

The graphs above show how much of the charge you pay goes to your mobile phone company.

When you call any UK premium rate number from your mobile, a hefty per-minute charge gets slapped on top which has nothing to do with the service you're using. We only charge you as advertised for chatting or accessing content, but mobile operators add a huge supplement - as much as £1.40 a minute - onto the price you pay to use or any other premium rate service.

Not only do you avoid the operator charges that way, but we also make it even cheaper than our advertised rates whether you call from landline or mobile. Join free to access the members’ area, for the best cheap rates, to tip girls and leave messages for them.

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It links you up to singles who are up for sex in your postcode but remember, the more info you put on about yourself, the more you can see about others.

Take for instance San Francisco-based mobile payments startup Square, which recently inked a deal with Starbucks to process all of the Seattle coffee giant's credit and debit transactions.In our modern society and especially among the younger generations, privacy issues arise almost everyday.For example, issues can arise when you’re using Facebook, or when you are shopping with a credit card, doing online banking or using your mobile phone.Privacy issues have become more prevalent with the growth and use of technology in our everyday life.Even sharing the most basic information about yourself online, like your name and birth date, can put your privacy at risk.

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